Case Study

PFScores financial scoring SaaS dashboard visual

PFScores Financial Wellness Platform

We helped build a multi-platform fintech SaaS product that makes personal financial health easier to understand than a traditional credit-score-only view. The platform converts household financial inputs into a clear financial wellness score with supporting debt, savings, and risk signals. The product needed to feel simple for users while supporting secure account workflows, score history, reports, benchmarking, and a consistent experience across web, iOS, and Android.

50%

API latency reduction

8

financial scoring domains

Web + mobile

multi-platform delivery

Product experience

A guided financial wellness journey across web and mobile

PFScores needed to make complex financial inputs feel approachable. The product experience guides users through account setup, score-domain questions, financial standing views, reports, and follow-up insights without exposing the complexity of the scoring model underneath.

01

User onboarding

Authentication, profile setup, and protected routes create a secure entry point for personal financial data.

02

Score-domain forms

Users move through structured inputs for net worth, cash management, retirement, education, purchases, dependent protection, and overall financial health.

03

Reports and history

The app turns submitted data into scores, score history, graphs, PDF reports, and what-if planning context.

Product workflow

PFScores onboarding screen visual

Step 1

Step 2

Step 3

About the product

A financial wellness product beyond a single credit score

PFScores is a financial scoring SaaS product designed to help users understand broader financial wellness signals across debt, savings, risk, retirement, education, major purchases, dependent protection, and financial health. The product needed to serve both everyday users and a scalable fintech operating model.

Business context

Financial guidance needs clear UX and reliable domain logic

Financial scoring products have to balance two very different problems: a simple user experience for people entering sensitive financial information, and a rigorous backend model that can calculate, store, explain, and revisit financial wellness signals over time.

The challenge

Turn complex financial inputs into a coherent product system

The platform needed consistent web and mobile experiences, protected account flows, domain-specific forms, score history, reporting, benchmarking, and backend APIs that could support future white-label and deployment needs.

  • Design a multi-step scoring experience that users could complete without feeling overwhelmed.
  • Model financial domains cleanly across React, Expo, GraphQL, Prisma, and PostgreSQL.
  • Support reports, PDFs, score history, and graph views from the same underlying data.
  • Keep authentication, protected routes, and mobile storage aligned across platforms.
  • Prepare the architecture for AWS-oriented deployment and future product expansion.

What QtaSO delivered

Full-stack product engineering for a fintech scoring platform

QtaSO helped engineer the frontend, backend, mobile, and deployment foundation behind PFScores. The work connected React/Vite web screens, Expo mobile flows, GraphQL APIs, Prisma/PostgreSQL persistence, score-domain logic, PDF/report generation, and AWS-ready deployment patterns.

  • React/Vite web application architecture.
  • Expo and React Native mobile app workflows.
  • GraphQL API and Prisma/PostgreSQL data model integration.
  • Domain scoring flows for household financial inputs.
  • PDF/report generation and score-history experiences.
  • AWS-oriented deployment and white-label configuration support.

Impact

A scalable fintech foundation with faster APIs

The platform created a reusable foundation for financial wellness scoring across web and mobile while supporting score history, reporting, benchmarking, protected account flows, and future fintech expansion. Backend optimization work reduced API latency by 50%, improving the responsiveness of a workflow that depends on many score-domain interactions.

Architecture

AI Video Generation Pipeline

01

Account setup

02

Financial inputs

03

GraphQL API

04

Prisma scoring data

05

PFI score engine

06

Reports and PDFs

07

Web and mobile delivery

Platform output

Scores, reports, and financial wellness views

The final product turns sensitive financial inputs into actionable score views, education, score history, reports, and planning context across web and mobile.

Render-ready formats for listing pages, social feeds, ads, and sales follow-up

PFScores dashboard output visual
Financial wellness dashboard concept for scores, debt, savings, risk, and trend views.
PFScores scoring workflow visual
Input-to-output workflow connecting forms, APIs, scoring, and reports.
PFScores educational content output
Educational score content used to make financial wellness easier to understand.

Next step

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Technology & Capabilities

React Expo Node.js GraphQL Prisma PostgreSQL AWS